Interested in shaping smarter lending decisions for German SMEs? Then this could be your next step! As we expand our fintech lending platform into Germany, we’re looking for a Credit Underwriter to help support responsible, data-driven lending decisions. You’ll work with modern tools, collaborate with international colleagues, and play a key role in building our German lending operations.
You’ll be working for Floryn, one of the fastest-growing fintech lenders in the Netherlands, now expanding into Germany. With our proprietary technology and data-driven approach, we make business lending fast, transparent and flexible for SMEs. Curious? Keep on reading to find out more!
As a Credit Underwriter in Germany, you will play a key role in assessing credit applications and supporting responsible lending decisions for German SMEs. Instead of relying on traditional financial statements, we work with bank transaction data, automated models and modern digital tools to assess risk quickly and accurately. This way, we can make faster lending decisions for SMEs. Our underwriting process is designed to be highly efficient and data-driven, allowing you to review multiple cases fast throughout the day in a dynamic environment.
What you’ll do
Location & travel
This is a remote-first role, and you can be based anywhere in Germany. Approximately twice a month, you’ll join colleagues at our headquarters in Den Bosch (Netherlands) for team days or collaboration sessions.
We organise everything to make your trips to Den Bosch comfortable:
This way you can stay connected to the team while enjoying the flexibility of remote work.
You are analytical, curious and comfortable working with financial data. You enjoy making well-founded decisions and balancing risk with business opportunity. You thrive in a fast-moving environment where technology and data help improve traditional financial processes. Working with international colleagues comes naturally to you, and you communicate clearly with both commercial and risk teams.
Furthermore, you have:
Floryn is a fast-growing fintech company founded in 2016 by entrepreneurs. That means short lines of communication, the ability to move quickly, and a mindset focused on opportunities. Since its founding, Floryn has funded more than €800 million in SME loans and built a team of over 70 professionals.
We are currently expanding into Germany, where we are regulated by the German financial authority BaFin and have established strategic partnerships with leading broker platforms in the German SME financing market. As a Credit Underwriter, you will play a key role in supporting and accelerating this international growth.
You’ll work closely with both the German commercial team and the underwriting team in the Netherlands. Our underwriting team currently consists of seven colleagues, including a Senior Underwriter responsible for Germany.
In Germany, the local team is rapidly expanding and already includes 2 Key Account Managers and a Senior Underwriter. We are currently hiring an extra Account Manager and a Client Success Manager, and expect the German team to grow to 8-10 colleagues by the end of the year.
Ready to shape the future of SME lending?
Join Floryn and help businesses access fast, data-driven financing. Apply now via the button and become part of our growing international team.
Do you have questions about the vacancy or about working at Floryn? Feel free to contact Thijs Dings from Steamz via +31630716086 or thijs@steamz.nl.
Steamz supports Floryn in the recruitment and selection process. The suitable candidate will be employed directly by Floryn.
Martijn
Martijn, motor-fan, muziekliefhebber én Risk Manager bij Floryn: “Wat het werk bij Floryn extra leuk maakt, is de positieve sfeer en het sterke teamgevoel. Als ik mijn kennis met collega's kan delen en we van elkaar kunnen leren, ben ik heel tevreden.”
Daimy
Daimy, gezelligheidsdier, backpacker in spé én Customer Support Officer bij Floryn: “Elke dag is anders. Van klanten helpen met hun financieringsaanvragen tot samenwerken met de Development afdeling om onze service te verbeteren.”
Yannick
Yannick, mensenmens, échte Tilburg én Director of Marketing bij Floryn. Onder zijn leiding werkt het marketing team hard aan groei en positionering van Floryn met dezelfde bevlogenheid die past bij de Floryn mentaliteit: Go for it.
Daniëlle
Daniëlle, buitenmens, koffie-fan én Data Analist bij Floryn: “De sfeer in het team is heel goed en gezellig. Samen halen we koffietjes in de pauze of gaan we naar buiten voor een wandeling.”
Rowald
Rowald, Multitasking Talent bij Floryn. Drie jaar geleden startte hij binnen het Risk-team als Underwriter. Naast dat Rowald ook Key Account Manager is, is hij ook Investor Relations Manager. “Het werk als Investor Relations Manager sluit goed aan bij mijn huidige rol als Key Account Manager. Ik krijg energie van het contact met mensen en krijg de ruimte om, door deze rollen te combineren, Floryn als organisatie nog beter te leren kennen."
Diana
Diana, Lead Performance Marketeer: At Floryn, you'll find yourself in an entrepreneurial culture where you are truly the owner of your own success. You will have the genuine opportunity and freedom to grow both as a person and as a professional. This is what makes Floryn such a great company to work for.”
Linda
Wat werken bij Floryn zo leuk maakt is dat je super veel leert en veel vrijheid krijgt om je ding te doen, maar wat voor mij op de eerste plek staat is de sfeer onderling. Werken met leuke collega's, waar er ruimte is voor een grapje maar waar we ook met z'n allen knallen!
Michael
Werken bij Floryn betekent omringd zijn door een energiek team met een echte work hard, play hard mentaliteit. Die sfeer motiveert me elke dag om te groeien als professional én plezier te hebben in wat ik doe."
Credit Underwriter Germany worden bij Floryn ,
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